Buyers Purchasing Power – 모기지 이자율 4.00~5.25 차이점


What are today’s mortgage rates?

On November 21, 2019, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.72 percent with an APR of 3.84 percent. The average 15-year fixed mortgage rate is 3.15 percent with an APR of 3.35 percent. The 5/1 adjustable-rate mortgage (ARM) rate is 4.01 percent with an APR of 7.10 percent.

Compare Current Mortgage Rates

Bankrate brings together a comprehensive national survey of mortgage lenders to help you find the most competitive interest rate. The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan.

Although rate shopping can be time-consuming, it’s well worth the effort. Freddie Mac released a report showing that consumers who don’t shop for a mortgage with multiple lenders are leaving money on the table. For example, a homebuyer who wants to borrow $250,000, can save:

  • An average of $1,435, over the life of the loan, with one extra rate quote, or
  • An average of $2,914, over the life of the loan, with five extra rate quotes