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How are mortgage interest rates determined? Mortgage interest rates are largely influenced by economic factors, such as inflation, economic growth indicators, Federal Reserve policies, the housing market and the bond market. Consumers, in many ways, have little to do with the average interest rates lenders offer. However, borrowers can improve their chances of getting the best […]
What are today’s mortgage rates? On November 21, 2019, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.72 percent with an APR of 3.84 percent. The average 15-year fixed mortgage rate is 3.15 percent with an APR of 3.35 percent. The 5/1 adjustable-rate mortgage (ARM) […]
Top 15 Home Updates That Pay Off Find out how the top 15 home improvements rank, plus get tips on maximizing the return at resale. #1 Minor Bathroom Remodel Average return at resale: 102 percent It costs about $10,500 to replace the tub, tile surround, floor, toilet, sink, vanity and fixtures. You’ll get back […]